Web Site Terms and Conditions.   Please read the following Important Legal Information prior to using Archetype Risk Advisors, Inc.'s ("ARA") web site (the "Site"). The following are terms of a legal agreement between you and ARA. Your use of the Site signifies that you agree to the terms, conditions, and restrictions governing the use of this site. ARA may change, add, or remove portions of this agreement at any time, but if it does so, it will post such changes on the Site. ARA may change, suspend, or discontinue any aspect of the Site at any time, including the availability of any Site feature or content.

 Disclaimer of Warranty and Limitation of Liability. The Site and all downloadable software are distributed on an "as is" basis without warranties of any kind, either express or implied, including, without limitation, warranties of title or implied warranties of merchantability or fitness for a particular purpose. You hereby acknowledge that your use of the site is at your sole risk.

 Copyright or Other Notices. All materials published on the Site are protected by copyright, and are owned or controlled by ARA or the party credited as the provider of the materials. You may download or copy the materials displayed on the Site for your personal use only, and you may not further distribute these materials. If you download any information or software from this Site, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information.

 Use of Links. Links (also known as "hyperlinks") to or from other Internet sites may be included at times for the convenience of the user. ARA assumes no reponsibility for the content of any linked site. The fact that such links may exist does not indicate approval or endorsement of any material contained on any linked site.

 Miscellaneous.  This agreement has been made in and shall be construed and enforced in accordance with New York law. Any action to enforce this Agreement should be brought in the federal or state courts located in New York City.